Which of the Following Situations Would Be Covered Under Section

question 37

Multiple Choice

Which of the following situations would be covered under Section II of a homeowners policy?
I.The insured is sued by his girlfriend because he infected her with the AIDS virus.
II.The insured's son is sued after a friend suffered serious injury as a result of using illegal drugs sold to him by the son.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

AFB

Acid-fast bacillus, a type of bacteria that is resistant to decolorization by acids during staining procedures; commonly used to refer to tuberculosis-causing bacteria.

MDR TB

Multi-Drug Resistant Tuberculosis, a form of TB that is resistant to at least isoniazid and rifampicin, the two most powerful tuberculosis drugs.

Chronic Pulmonary Disease

A group of lung diseases that block airflow and make it difficult to breathe; commonly includes conditions like chronic bronchitis and emphysema.

Alveoli

Small air sacs in the lungs where gas exchange between the air and blood occurs.