Which of the Following Statements Is (Are)true Concerning the Use

question 2

Multiple Choice

Which of the following statements is (are) true concerning the use of an individual's credit history as an insurance rating factor?
I.Individuals with poor credit histories,as a group,generally file fewer homeowners claims than do individuals with good credit histories.
II.A poor credit history can be improved over time,allowing for the purchase of homeowners insurance at a lower premium.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Self-Sacrifices

The act of giving up one's own interests, happiness, and desires for the benefit or wellbeing of others.

Team Organization

The structured arrangement of roles, responsibilities, and relationships within a team to effectively achieve collective goals.

Planning

The process of developing strategies and outlining tasks and schedules to achieve specific goals.

Cognitive Activity

Mental processes such as thinking, learning, remembering, and problem-solving that are involved in acquiring and using knowledge.