Which of the Following Statements Is True About Uninsured Motorists

question 14

Multiple Choice

Which of the following statements is true about uninsured motorists coverage under the Personal Auto Policy?

• A)The benefits are paid without regard to fault.
• B)The insured collects from his or her own insurer,and the insurer can recoup the loss payment from the other driver.
• C)Uninsured motorists benefits are limited to the medical expenses of the insured.
• D)Subrogation is never used when uninsured motorists benefits are paid.

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Definitions:

Obligation

A duty or commitment that an individual or organization is bound to fulfill, often due to legal, moral, or social reasons.

Centralized

A system or organization structure where decision-making authority is concentrated at a single point, usually at the top hierarchical level.

Vertically Integrated

A strategy where a company expands its business operations into different steps on the same production path, such as when a manufacturer also controls the distribution and retail levels of their product.

Centralized

An organizational structure where decision-making authority is concentrated at the top levels of management.