After the Personal Auto Policy Has Been in Force for 60

question 24

Multiple Choice

After the Personal Auto Policy has been in force for 60 days (or is a renewal policy) ,all of the following are grounds for the insurer to cancel the policy EXCEPT

• A)nonpayment of premiums
• B)the insured's license to drive is suspended
• C)the insurer discovers material misrepresentation by the insured in the application process
• D)the insured received a traffic ticket

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Definitions:

Synovial Membrane

A specialized connective tissue that lines the inner surface of capsules of synovial joints, secreting synovial fluid for lubrication.

Cruciate Ligament

One of the major ligaments in the knee, crucial for stabilizing the joint, including both the anterior and posterior varieties.

Synovial Joint

A type of joint that is surrounded by a fluid-filled capsule, allowing for smooth movement between bones and is commonly found in the knees, elbows, and shoulders.

Fibrous Capsule

A dense layer of connective tissue that surrounds organs, such as the kidney and liver, providing protection and structural support.