Which of the Following Distributions from a Qualified Retirement Plan

question 16

Multiple Choice

Which of the following distributions from a qualified retirement plan would be exempt from the 10 percent penalty tax if the distribution occurred before the covered employee was age 59.5?
I.A distribution made to an employee with a qualifying disability.
II.A distribution made to a beneficiary or to the employee estate's after the employee's death.

• A)I only
• B)II only
• C)both I and II
• D)neither I nor II

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Definitions:

Reducing Fears

Techniques or strategies aimed at lessening feelings of fear or anxiety, often through exposure, cognitive restructuring, or relaxation methods.

Gestalt Therapy

A form of psychotherapy that emphasizes personal responsibility and focuses on the individual's experience in the present moment, the therapist-client relationship, the environmental and social contexts of a person's life, and the self-regulating adjustments people make as a result of their overall situation.

Fritz Perls

A psychiatrist and psychotherapist known for developing Gestalt therapy, emphasizing mindfulness, responsibility, and living in the present moment.

Psychological Inhibitions

Mental or emotional blocks that prevent an individual from expressing their thoughts, feelings, or desires freely.