What Is the Purpose of Stop-Loss Insurance That Is Used

question 15

Multiple Choice

What is the purpose of stop-loss insurance that is used with self-insured group medical expense plans?

• A)to require employees to buy insurance for losses in excess of some specified amount
• B)to have a commercial insurer pay claims that exceed a specified limit
• C)to obtain administrative services from a commercial insurer
• D)to exempt self-insured plans from state insurance laws that require mandated benefits

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Definitions:

Individual Differences

Variability or variation among individuals in terms of their attributes, behavior, or personality.

Physical Dimensions

The measurable attributes or aspects of physical objects, including height, width, depth, and weight.

Kluckhohn

Kluckhohn refers to Clyde Kluckhohn, an American anthropologist known for his contributions to the study of culture, particularly cultural universals, variants, and personality.

Murray

Refers to Henry Murray, an American psychologist known for his theory of personality, which introduced concepts such as needs and press.