Which of the Following Statements About Group Long-Term Disability Income

question 32

Multiple Choice

Which of the following statements about group long-term disability income plans is true?

• A)The definition of disability becomes less restrictive after a worker has been disabled for 2 years.
• B)Coverage is provided for both occupational and nonoccupational disabilities.
• C)Benefits are increased if a worker is eligible for Social Security or workers compensation benefits.
• D)Maximum monthly benefits under long-term disability income plans are significantly lower than the benefits paid under short-term disability income plans.

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Definitions:

Regular Body Cycles

Biological rhythms or cycles, such as circadian rhythms, that regulate physiological processes within the body.

Stage 4 Sleep

A deep phase of sleep in the sleep cycle, associated with delta brain waves and considered critical for physical restoration.

Consciousness

The state of being awake and aware of one's surroundings, thoughts, and experiences.

Focused Attention

The mental process of concentrating on one aspect of the environment while ignoring other stimuli.