All of the Following Are Requirements That Must Be Satisfied

question 7

Multiple Choice

All of the following are requirements that must be satisfied before premiums are waived under a waiver-of-premium provision EXCEPT

• A)The insured must furnish proof of disability to the insurer.
• B)The insured must be disabled before some specified age,such as age 60 or 65.
• C)The insured must satisfy the definition of disability.
• D)The insured must satisfy a 2-year waiting period.

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Definitions:

Narcolepsy

An ongoing sleep disturbance identified by intense drowsiness in the daytime and unexpected sleep episodes.

Sleeping Pills

Medications designed to help individuals fall asleep or stay asleep, often used in the treatment of insomnia and other sleep disorders.

Insomnia

A sleep disorder characterized by difficulty falling asleep, staying asleep, or attaining restorative sleep, affecting daytime functionality and quality of life.

Narcolepsy

a long-term neurological disorder that affects the brain's ability to control sleep-wake cycles, leading to sudden bouts of sleep.