Which of the Following Statements Is True Regarding Return of Premium

question 31

Multiple Choice

Which of the following statements is true regarding return of premium term insurance?

• A)The insurance is free because premiums are refunded at the end of the coverage period.
• B)Life insurers charge less for this coverage than for regular term insurance that does not include a refund provision.
• C)The return of premium is only offered on one-year term insurance policies.
• D)The amount returned is only the base premium and does include the cost of any riders.

---

Definitions:

Soapsuds Enema

An enema solution made from a mixture of a soap and water used to stimulate bowel movement and relieve constipation.

Recombinant Human Erythropoietin

A synthetic form of erythropoietin used to treat anemia, particularly in patients with chronic kidney disease, by stimulating red blood cell production.

Chronic Renal Failure

The gradual loss of kidney function over time, leading to the accumulation of waste products and fluids in the body, which can be life-threatening.

Subcutaneous Injections

A method of administering medication into the fatty layer just below the skin, allowing for slow and sustained absorption of the drug.