What Happens to the Premiums for Yearly Renewable Term Insurance

question 19

Multiple Choice

What happens to the premiums for yearly renewable term insurance as an insured gets older?

• A)They increase at an increasing rate.
• B)They increase at a decreasing rate.
• C)They decrease at a constant rate.
• D)They remain level.

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Definitions:

Neck Length

The measurement from the base of the skull to the base of the neck, significant in various biological and anthropological studies.

Natural Selection

A process in evolutionary biology where organisms better adapted to their environment tend to survive and reproduce more than those less adapted, leading to evolutionary changes.

Variation Among Organisms

The differences in physical form, physiology, and behavior among individuals within a species, driven by genetic and environmental factors.

Galapagos Islands

An archipelago of volcanic islands in the Pacific Ocean, known for their unique ecosystem which influenced Charles Darwin's theory of natural selection.