Janet Hit a Wall Causing a Large Dent in the Fender

question 47

Multiple Choice

Janet hit a wall causing a large dent in the fender of her car.She was busy at work and delayed reporting the damage to her insurer for 9 months.When she finally reported the claim,her insurer denied payment,stating,"Although such a loss is usually covered,you are required under the terms of the contract to provide prompt notification in case of loss." The prompt notification requirement is an example of a(n)

• A)declaration.
• B)definition.
• C)insuring agreement.
• D)condition.

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Definitions:

Undue Influence

A situation where an individual is able to persuade another's decisions due to the relationship between the two parties, often leading to unjust or unnatural outcomes.

Excessive Pressure

The undue force or stress applied, mentally or physically, which exceeds normal or acceptable limits.

Special Relationship

A legally recognized relationship imposing a duty on one party to take care of another, reducing risk of harm.

Dominant Party

A political party with overwhelming influence or control over the political landscape, often governing for extended periods.