A False Material Statement Made by an Applicant for Insurance

question 24

Multiple Choice

A false material statement made by an applicant for insurance is an example of

• A)concealment.
• B)breach of warranty.
• C)lack of offer and acceptance.
• D)misrepresentation.

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Definitions:

Hertz

A unit of frequency in the International System of Units (SI), equal to one cycle per second.

Episodic Insomnia

A form of insomnia that occurs periodically, characterized by difficulty falling or staying asleep, and is often tied to specific stressors or events.

Primary Insomnia

A sleep disorder characterized by persistent difficulty falling asleep or staying asleep that is not caused by other health issues or substances.

Insomnia Disorder

A disorder characterized by chronic difficulty initiating or maintaining sleep or by sleep that does not restore energy and alertness.