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Why Does the Insured Get the Benefit of the Doubt

question 43

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Why does the insured get the benefit of the doubt if an insurance policy contains any ambiguities or uncertainties?

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Definitions:

REM Sleep

Rapid Eye Movement sleep, a unique phase of sleep characterized by random rapid movement of the eyes, low muscle tone throughout the body, and the propensity of the sleeper to dream vividly.

N1 Sleep

The initial stage of the sleep cycle, characterized by light sleep, where one can be easily awakened and might experience sudden muscle contractions known as hypnic jerks.

Viral Infections

Diseases caused by viruses that can affect various parts of the body, often leading to illness.

Sleep Deprivation

The condition of not having enough sleep, which can lead to a variety of physical, cognitive, and emotional deficits.

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