A False Material Statement Made by an Applicant for Insurance

question 24

Multiple Choice

A false material statement made by an applicant for insurance is an example of

• A)concealment.
• B)breach of warranty.
• C)lack of offer and acceptance.
• D)misrepresentation.

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Definitions:

Conditioned Stimulus

In classical conditioning, a previously neutral stimulus that, after association with an unconditioned stimulus, comes to trigger a conditioned response.

Conditioned Response

A learned response to a previously neutral stimulus that has been repeatedly presented along with an unconditioned stimulus.

Conditioned Stimulus

A once-neutral cue that, after being paired with an unconditioned stimulus, eventually induces a conditioned response.

Unconditioned Stimulus

In classical conditioning, a stimulus that naturally and automatically triggers a response without any need for learning.