What Is the Practical Effect of an Insurance Policy Being

question 9

Multiple Choice

What is the practical effect of an insurance policy being a conditional contract?

• A)The insurer can refuse to a pay claim if the insured has not complied with all policy provisions.
• B)The insured can assign the policy only with the insurer's consent.
• C)The insurer can sue the insured for failure to pay any premiums.
• D)The insurer gets the benefit of the doubt if a policy contains any ambiguities or uncertainties.

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Definitions:

Socio-emotional

Pertaining to the combination of social interactions and emotional responses, often in the context of development or psychological studies.

Physical

Pertaining to the body as opposed to the mind or emotions, involving biological or bodily functions.

Cultural

Pertaining to the beliefs, norms, practices, and social institutions of a group of people, shaping their worldview and behavior.

Blastocyst

An early stage in embryonic development in mammals, characterized by a sphere-shaped cluster of cells with an inner cell mass that will develop into the embryo.