Examlex
Which of the following statements about experience rating is (are) true?
I.The insured's past loss experience is used to determine the premium for the next policy period.
II.Its use is generally limited to small firms whose actual experience lacks credibility.
Overweight Woman
A female characterized by having excess body weight or fat, which may impact health.
Theory of Planned Behavior
A psychological theory that predicts an individual's intention to engage in a behavior at a specific time and place, based on attitudes, subjective norms, and perceived behavioral control.
Moral Norm
Standards of behavior based on beliefs about what is right and wrong, guiding social conduct.
Self-efficacy
An individual's belief in their own capability to execute behaviors necessary to produce specific performance attainments.
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