Which of the Following Statements Is True About Fraternal Insurers

question 21

Multiple Choice

Which of the following statements is true about fraternal insurers?

• A)They are legally organized as stock insurers.
• B)They specialize in writing life and health insurance.
• C)They are taxed more heavily than other types of insurers because of discriminatory marketing practices.
• D)They account for the majority of life insurance in force in the United States.

---

Definitions:

Brain Activity

The functioning of the brain involving neuronal and synaptic processes.

Cognitive Therapy

Psychotherapy based on the perspective that thoughts intervene between events and emotions, and thus the treatment of emotional disorders requires changing maladaptive patterns of thinking.

Behavior Therapy

A type of psychotherapy that focuses on changing undesirable behaviors through conditioning and reinforcement strategies.

Psychotherapies

Various therapeutic methods employed to help individuals identify, understand, and manage their psychological, behavioral, and emotional issues.