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David Never Stopped to Consider the Possible Consequences of a Long-Term,permanent,disability.So

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David never stopped to consider the possible consequences of a long-term,permanent,disability.So David did not include disability income insurance in his personal risk management program.David is dealing with the risk of disability through


Definitions:

Belongingness

The human need to be an accepted member of a group.

Relatedness Needs

According to Self-Determination Theory, these are essential psychological needs involving connecting with others through caring and meaningful relationships.

Growth Needs

Psychological requirements for personal development and self-improvement.

Existence Needs

Basic requirements for human survival, such as food, water, shelter, and safety, which are considered the foundation of Maslow's hierarchy of needs.

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