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A User Boots Up Her Computer,and Instead of Seeing a Login

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A user boots up her computer,and instead of seeing a login screen,she sees a screen that says "This computer has been infected with a virus.To purchase the removal software for $35 please input your credit card information below." No matter what the user tries,she can't get away from this screen.Which of the following is this an example of?


Definitions:

Loan

A sum of money borrowed by one party from another, subject to repayment of the principal amount with interest.

Amortized

The process of gradually writing off the initial cost of an asset over a period.

Interest Paid

This is the amount of money paid by a borrower to a lender in return for the use of borrowed money, usually expressed as a percentage of the principal.

Effective Rate

The actual interest rate an investor earns or pays on an investment or loan, taking into account the effect of compounding.

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