Predict the products of the following reaction: 
Definitions:
Penalties
Consequences or sanctions imposed for violating rules, laws, or agreements.
Deceptive
Intentionally misleading or giving a false impression.
FTC
The Federal Trade Commission, a U.S. government agency responsible for consumer protection and the elimination and prevention of anticompetitive business practices.
Money-Back Guarantee
A promise made to customers that they will receive a refund if they are not satisfied with a product or service.
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