[Solved] It is not possible to eliminate all interest rate risk with an interest rate swap. Conflict: A serious disagreement or argument, typically a protracted one, that can occur between individuals, groups, or nations. Phallic Stage: A phase in Freud's theory of psychosexual development where a child's focus of libido is on the genital area, occurring around ages 3 to 6. Erotically Tinged: Characterized by or involving sexual desire or attraction. Opposite Sex: Opposite sex typically refers to the other of the two primary biological sexes, male or female, in relation to an individual.