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The philosophy of is a commitment to the concept of self-help.
Credit-Reporting Agencies
Organizations that collect, maintain, and provide information about the credit history of individuals and businesses to potential creditors.
Debtors
Individuals or entities that owe money to others.
Contract Voided
Refers to a contract that has been declared invalid and is therefore unenforceable, as if it had never been made.
Loan Agreement
A contract between a borrower and lender outlining the terms of a loan, including repayment schedule, interest rates, and the obligations of both parties.
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