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When a bank holds excess reserves
Initial Statement
The opening remarks or expressions made at the beginning of a conversation, interview, or examination.
Sobbing
A type of crying characterized by loud gasps of air, often indicative of intense emotional distress.
Situational Crisis
A temporary state of disturbance and disorganization caused by a stressful event or situation.
Maturational Crisis
A crisis resulting from experiencing a new stage of life or a new role that requires significant adjustment in one’s self-concept or behavior.
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