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When the quantity of money demanded is greater than the quantity of money supplied, people
Bonds and the interest rate .
Family Reunification
A policy or process that allows immigrants to bring their immediate family members to their country of residence.
Legal Immigrants
Individuals who have been granted the right to live permanently in a country, following the legal requirements of immigration laws.
Family-Sponsored Immigrants
Individuals who are allowed to immigrate to a country based on family ties, including spouses, children, and other close relatives of citizens or legal residents.
Human Capital
The collective skills, knowledge, or other intangible assets of individuals that can be used to create economic value.
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