The table below shows data (in millions) for Sun Trust Banks in September 2007 and September 200 Suppose that the required reserve ratio is 3 percent. 
The data show that Sun Trust make more loans in 2007 and _ _ make more loans in
Definitions:
Intensive Technology
Focuses the efforts and talents of many people to serve clients.
Special Expertise
Possession of high-level knowledge or skills in a specific area, making an individual exceptionally qualified in that domain.
Clients
Individuals or entities that seek and use the professional services or advice of a company or professional.
Agile Manufacturing
A method of manufacturing which emphasizes flexibility and adaptability to respond rapidly to customer needs and market changes.
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