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The greater a household's the less is its saving.
Ethical Information
Information that is produced, shared, and used in a way that is consistent with moral principles, such as honesty, fairness, and respect for others.
Audience Understand
The degree to which an audience comprehends or grasps the content or message being communicated.
Communication Skills
The abilities related to effectively conveying information, ideas, and emotions to others through speech, writing, or other forms of media.
Technical Areas
Specialized fields or domains that require specific expertise, often related to science, technology, engineering, or mathematics.
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