The Table Below Shows Data in Millions) for Sun Trust

question 36

Multiple Choice

The table below shows data in millions) for Sun Trust Banks in September 2007 and September 2008.
$$\begin{array} { | c | c | c | } \hline & 2007 & 2008 \\\hline \text { Loans } & \$ 83 & \$ 78 \\\hline \text { Reserves } & \$ 4 & \$ 5 \\\hline \text { Deposits } & \$ 114 & \$ 95 \\\hline\end{array}$$
The data show that Sun Trust

• A) has fewer excess reserves in 2008.
• B) increased its reserve ratio to 6.4 percent over the 12 months.
• C) faced a higher currency drain ratio in 2008.
• D) increased its reserve ratio to 5.3 percent over the 12 months.

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Definitions:

Conditioned Response

A learned reaction to a previously neutral stimulus due to repeated association with an unconditioned stimulus.

Unconditioned Response

An automatic, natural reaction to a stimulus that occurs without prior conditioning.

Rescorla-Wagner

A model proposing that the strength of a conditioned response depends on the unexpectedness of the unconditioned stimulus.

Comparator Theory

The theory that the ability of a particular stimulus to elicit a conditioned response (CR) depends upon a comparison of the level of conditioning to that stimulus and to other stimuli paired with the unconditioned stimulus (UCS).