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Other things being equal, the higher the value of the t ratio
Consumer Goods
Items that are purchased for personal or household use, rather than for manufacturing or resale purposes.
Secured Creditor
A lender protected by collateral, giving them a right to seize assets if loans are not repaid.
Repossess
The act of taking back possession of property by a seller or lender from the buyer or borrower, usually due to failure to meet the terms of the sale or loan.
Public Sale
A public sale is a process where goods, assets, or property are sold to the public through a bidding process or open market, often to the highest bidder.
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