Milton Ordered a Fancy Telescope from a Catalogue- Using His

question 20

Multiple Choice

Milton ordered a fancy telescope from a catalogue- using his bank credit card. When it arrived it seemed quite different from that of the catalogue description. Neither the catalogue company nor the manufacturer would take the telescope back. Milton now wants the chartered bank which issued the credit card to reverse the charges. Does Milton have an legal claim against the bank?

• A) No, the bank is a lender to Milton and not an assignee of contracts from sellers.
• B) Yes, but who can afford to sue a chartered bank?
• C) Yes, the federal Bank Act requires chartered banks to be advocates for consumers in respect to credit card purchases.
• D) No, Milton must pursue remedies through the Better Business Bureau
• E) Yes, they are the assignee of the seller.

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Definitions:

Question of Fact

In legal contexts, this refers to a point of contention that involves the truth or falsity of factual statements, which is decided by a judge or jury.

Texting

The act of sending and receiving written messages through mobile devices.

Jury

A group of people sworn to render a verdict in a trial on the basis of evidence presented to them.

Appeal

The act of appealing to a superior court to reconsider and alter the verdict of an inferior court.