Milton Ordered a Fancy Telescope from a Catalogue- Using His

question 20

Multiple Choice

Milton ordered a fancy telescope from a catalogue- using his bank credit card. When it arrived it seemed quite different from that of the catalogue description. Neither the catalogue company nor the manufacturer would take the telescope back. Milton now wants the chartered bank which issued the credit card to reverse the charges. Does Milton have an legal claim against the bank?

• A) No, the bank is a lender to Milton and not an assignee of contracts from sellers.
• B) Yes, but who can afford to sue a chartered bank?
• C) Yes, the federal Bank Act requires chartered banks to be advocates for consumers in respect to credit card purchases.
• D) No, Milton must pursue remedies through the Better Business Bureau
• E) Yes, they are the assignee of the seller.

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Definitions:

Cornea

The transparent front part of the eye that covers the iris, pupil, and anterior chamber, contributing most of the eye's focusing power.

Anterior

Pertaining to or situated toward the front of the body; opposite of posterior.

Transparent

Allowing light to pass through so that objects behind can be distinctly seen.

Retinoblastoma

A rare, malignant tumor of the retina usually occurring in children.