Refer to the information below.The chartered banking system has excess reserves of: Consolidated balance sheet for the chartered banking system.Assume the desired reserve ratio is 30 percent.All figures are in billions. 
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A term referring to people, cultures, or countries originally related to Spain or Spanish-speaking countries, particularly in Latin America.
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A situation in which the demand for a product or service equals the supplier's capacity to produce or provide it, leading to optimal operational efficiency and customer satisfaction.
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