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Which three of the following factors have the greatest impact on the cost of debt?
Personal Troubles
Issues affecting individuals that are often seen as private problems but may reflect broader social issues when observed collectively.
Social Structures
The complex framework of societal institutions (like the legal system, politics, and family), social practices, and organizational systems that shape the patterns of relationships and interactions within a community.
Subjective Meanings
Interpretations or perceptions that are based on personal feelings, tastes, or opinions rather than objective facts.
Social Life
The activities, interactions, and relationships that individuals engage in with others within a society.
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