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Emily tried several different majors at school for a long time. Now, at graduation, she feels strongly interested in business and looks forward to a long career in this area. According to Marcia, Emily is in a state of identity
Deceptive
Intended to mislead or trick, causing someone to believe something that is not true.
Credit Report
A detailed report of an individual's credit history prepared by a credit bureau and used by lenders to determine creditworthiness.
Prequalification Offer
An initial offer made based on a preliminary assessment of the recipient's qualifications, often used in loan or credit applications.
Consent Order
A consent order is a legal agreement approved by a judge or regulatory authority, where parties agree to specific terms without admitting guilt or liability.
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