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Few people today start their own business.
Federal Reserve System
The United States' primary bank system, tasked with monetary policy management.
National Banks
Financial institutions chartered by the federal government, subject to national banking laws and regulations.
State Banks
Financial institutions that are chartered by a state to provide banking services, distinct from those chartered by the federal government.
NOW Accounts
Negotiable Order of Withdrawal accounts; interest-earning deposit accounts from which holders can write checks.
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