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What are spiracles?
Coinsurance Clause
A provision in an insurance policy that defines the split of costs between the insurer and the insured after the deductible is met.
Coinsurance Clause
A provision in insurance policies that requires the policyholder to bear a portion of the costs of a claim, serving to share risk between the insurer and insured.
Life Policy
A contract with an insurance company that pays a designated beneficiary a sum of money upon the death of the insured person.
Premiums Payable
Liabilities on an insurance company's balance sheet, representing amounts due to policyholders.
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