Which of the following is NOT a part of the community shown in this figure? 
Definitions:
Demand Instrument
A type of draft that allows the payee to demand payment at any time from a holder.
Payee
The individual or entity to whom a payment is to be made or who will receive the payment.
Subsequent Holder
An individual or entity that acquires a negotiable instrument after it has been initially issued.
Simple Contracts
Contracts that can be oral or written, not formalized by seal, and recognized by courts if they meet basic requirements like offer, acceptance, and consideration.
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