A Key Observation That Charles Darwin Incorporated into His Theory

question 12

Multiple Choice

A key observation that Charles Darwin incorporated into his theory of adaptation by natural selection was that

• A) any given environment can support only a certain number of individuals.
• B) adaptations appear to arise fully formed every now and then, as a key driver of evolution.
• C) individuals within a species tend to cooperate for the survival of the species.
• D) no matter how limiting the resources in a given environment are, individuals can always find a way to survive.

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Definitions:

Variable-Rate Loan

A loan in which the interest rate can change over time, based on an underlying benchmark interest rate or index.

Interest Rate Cap

A financial derivative contract that limits the maximum interest rate a borrower has to pay on a variable-rate loan.

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Standardized agreements to buy or sell a commodity or financial asset at a future date and price.

Hedge

An investment strategy used to reduce risk by taking positions that offset potential losses in other investments.