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What are used to avoid overfitting in the neural network model, and are used to minimize a penalized least squares criterion?
Disposable Incomes
The financial sum available for households to spend and put aside for savings after income tax reductions.
Productivity Growth
An improvement in production effectiveness, characterized by the quantity of goods and services generated per unit of labor, capital, or other resources.
Liquid Assets
Assets that can be quickly converted into cash with little to no loss in value.
Credit Available
The amount of credit that a financial institution extends to a client, which the client has not yet used.
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