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To control the flow or pace of communication, you would use
Unsecured Credit
refers to credit extended without any collateral backing, based solely on the borrower's creditworthiness and promise to repay.
Foreclosure
The legal process by which a lender takes possession of a property used as collateral for a loan due to failure of the borrower to meet the repayment terms.
Deficiency
The shortfall amount between a debt owed and the proceeds from the sale of assets pledged to secure the debt.
Surplus
The amount of an asset or resource that exceeds the portion that is utilized.
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