You have been given this probability distribution for the holding-period return for KMP stock: 
What is the expected holding-period return for KMP stock?
Definitions:
Health Savings Accounts (HSAs)
Tax-free savings accounts into which people with high-deductible health insurance plans can place funds each year. Accumulated funds can be used to pay out-of-pocket medical expenses such as deductibles and copayments. Unused funds accumulate from year to year and can be used after retirement to supplement Medicare.
Medicare Payment
Payments made by the Medicare program to healthcare providers for services rendered to Medicare beneficiaries.
Medicare
A federal health insurance program in the United States for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.
Medicaid
A healthcare program for low-income individuals and families in the United States, funded jointly by the state and federal government.
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