Use the table for the question(s) below.
Consider the following investment alternatives: 
-Which alternative offers you the lowest effective rate of return?
Definitions:
Competent
Having the necessary ability, knowledge, or skill to do something successfully or to a desired standard.
Confident
Feeling or showing certainty about something or someone, often characterized by a strong sense of self-assurance.
Dangerous Leaders
Individuals in positions of power who pose a risk to the welfare or safety of the people or institutions they lead.
Intolerance of Criticism
A defensive and negative reaction to feedback or criticism, marked by refusal to accept or consider it constructively.
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