When a Check Is Presented for Payment After Certification at the Certifying

question 21

Multiple Choice

When a check is presented for payment after certification at the certifying bank,and the check has been altered to reflect a higher amount,the bank must pay:

• A) the higher amount in all cases
• B) only the original amount in all cases
• C) the higher amount if it is an "on us" check,otherwise only the lower amount
• D) the higher amount,if the alteration was done by the payee of the check,but only the lower amount if the alteration was done by someone else,such as an indorsee
• E) the higher amount if the alteration was done before certification and only the lower amount if the alteration was done after certification

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