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The "motivation" test and the "work-related" test are used to determine whether:
Obligated
Required by a legal or moral duty to do something or responsible for an action.
Overdue
Overdue signifies being past the time or date by which a task, obligation, or payment was due to be completed or made.
Principal
In finance, the original sum of money borrowed or invested, excluding any interest or dividends. In law, the primary party who authorizes another (the agent) to act on their behalf.
Installments
Payments divided over a period of time for a debt or purchase, rather than paying the total amount upfront.
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