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All of the following are major operating systems except
Demand Instrument
is a financial document that requires the payer to pay the full amount upon demand by the holder, such as a check.
Individual Circumstances
Specific conditions or factors unique to a person's situation or case.
Indorser
A person who signs a negotiable instrument, such as a check, over to someone else, thereby making the recipient the legal owner of the document.
Secondary Liability
Legal responsibility of a third party for acts of another when that party has indirect involvement or benefits from the wrongful acts.
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