In Addition to the Coverages Provided in a Policy of Fire

question 22

Multiple Choice

In addition to the coverages provided in a policy of fire insurance,homeowners insurance provides coverage for:

• A) an annuity component
• B) private mortgage insurance
• C) flood insurance
• D) personal liability
• E) disability of the homeowner

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Definitions:

Babysitting

The temporary care of a child or children by someone other than the parents or legal guardians, usually for a few hours, involving activities such as playing, feeding, and putting the child to sleep.

Hourly Fee

A payment structure where a specified amount of money is charged for each hour of work performed.

Hierarchy of Needs

A theory in psychology proposed by Abraham Maslow, suggesting that people are motivated by five basic categories of needs: physiological, safety, love/belonging, esteem, and self-actualization, which must be fulfilled sequentially.

Biological Needs

Basic requirements for human survival, such as food, water, shelter, and oxygen.