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According to the authors,the first step in the process of acquiring multicultural counseling skills in a training program should be that students:
Compound-Interest GIC
A Guaranteed Investment Certificate (GIC) that grows by earning interest on the principal and the accumulated interest over time.
Percent Increase
The proportionate growth of a value over time, expressed as a percentage of the initial amount.
Successive Years
A term used to describe years that follow one after another without interruption.
Loan
A borrowed amount of money that is to be repaid along with interest.
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