One Way That Banks Can Reduce the Duration of Their

question 33

Multiple Choice

One way that banks can reduce the duration of their asset portfolios is through the use of

• A) fixed-rate mortgages.
• B) adjustable-rate mortgages.
• C) certificates of deposit.
• D) short-term borrowing.

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Definitions:

Critical Incident Stress Debriefing

A structured process following a traumatic event where participants are encouraged to discuss their feelings and reactions to that event, aiming to reduce trauma.

Appalachian

Pertaining to the cultural region in the Eastern United States that stretches from the Southern Tier of New York to northern Alabama, Mississippi, and Georgia.

Psychological Debriefing

A form of crisis intervention in which victims are helped to talk about their feelings and reactions to traumatic incidents. Also called critical incident stress debriefing.

Posttraumatic Stress

A mental health condition triggered by experiencing or witnessing a terrifying event, causing intense fear, helplessness, or horror.