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The APT was developed in 1976 by
Discharge
The legal term for the release or elimination of a debt, obligation, or charge, often used in bankruptcy proceedings.
Student Loans
Financial loans given to students to help pay for their education expenses, often subject to repayment with interest after graduation.
Bankruptcy
A legal proceeding involving a person or business that is unable to repay their outstanding debts.
Chapter 11 Bankruptcy
A form of bankruptcy involving a reorganization of a debtor's business affairs, debts, and assets, often allowing the business to continue operating.
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