Which of the Following Governs the Methods That Can Be

question 138

Multiple Choice

Which of the following governs the methods that can be used to collect unpaid debts?

• A) Truth in Lending Act
• B) Fair Debt Collection Practices Act
• C) Fair Credit Reporting Act
• D) Telephone Consumer Protection Act
• E) Equal Credit Opportunity Act

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Definitions:

Autonomic Stress Response

The body's automatic reaction to stress, involving the sympathetic nervous system and resulting in physiological changes such as increased heart rate and blood pressure.

Posttraumatic Stress Disorder

A psychiatric disorder caused by encountering or observing a horrifying incident, marked by recurring flashbacks, nightmares, and heightened anxiety.

Increased Arousal

A state marked by heightened physiological and psychological activity, often as a response to a stimulus or stress.

Anxiety

Anxiety is a feeling of fear, dread, and uneasiness that may occur as a reaction to stress, often characterized by physical symptoms like increased heart rate.