If Medical Insurers Could Use Information Contained in DNA to Predict

question 93

Multiple Choice

If medical insurers could use information contained in DNA to predict the likelihood of major medical illnesses, the most likely outcome is that:

• A) there would be an adverse selection problem and average insurance rates would rise.
• B) there would be an adverse selection problem and average insurance rates would fall.
• C) the adverse selection problem would be decreased and average insurance rates would rise.
• D) the adverse selection problem would be decreased and average insurance rates would fall.

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Definitions:

Restrictiveness/control

Approaches or strategies that limit behaviors, actions, or choices through rules or sanctions.

Warmth/responsiveness

The degree of affection, emotional support, and immediate reaction an individual provides to others, impacting their psychological development and relationships.

Baumrind

Pertains to the work of developmental psychologist Diana Baumrind, recognized for her studies on the impact of various parenting methods on children.

Inductive Method

A scientific method of reasoning where generalized conclusions are drawn from specific observations or instances.