If Medical Insurers Could Use Information Contained in DNA to Predict

question 93

Multiple Choice

If medical insurers could use information contained in DNA to predict the likelihood of major medical illnesses, the most likely outcome is that:

• A) there would be an adverse selection problem and average insurance rates would rise.
• B) there would be an adverse selection problem and average insurance rates would fall.
• C) the adverse selection problem would be decreased and average insurance rates would rise.
• D) the adverse selection problem would be decreased and average insurance rates would fall.

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Definitions:

Irrational Thoughts

Thoughts that are not based on reason or logic, often leading to negative feelings and behaviors.

Self-enhancing Thought

Positive cognitive patterns that contribute to an individual's sense of confidence, self-esteem, and overall mental well-being.

Problem Situation

A circumstance or scenario that poses a challenge or difficulty, requiring resolution or management.

Cognitive Structures

The mental frameworks or concepts that individuals use to organize and interpret information, influencing how they perceive the world.